About Know My Debt

Know My Debt was created by the members of ACA International, the Association of Credit and Collection Professionals, as a valuable resource for consumer education on financial literacy.

Dealing with debt and credit issues can be an emotional journey for consumers and their families. As debt collection professionals, we believe having resources on legal rights, financial planning and the importance of communication with debt collectors will help consumers understand their debts so they can make informed decisions on payments. ACA International members can help consumers understand the debt collection process and work toward financial freedom through Know My Debt.

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The content on this site is presented for educational, general reference, and informational purposes only; is not intended to serve as legal or other advice; is not intended to be a full and exhaustive explanation of the law in any area; and should not replace the advice of your own legal counsel. By continuing to use our site, you are agreeing to the legal disclaimers in our Terms of Use. Review our Terms of Use for more information.